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Kimberly McAlpin

Kimberly McAlpin

NMLS #9916
Residential Loan Officer
O: (509) 458-5967
C: (509) 951-0202

With more than 30 years of experience in the mortgage lending and finance industry, Kimberly is uniquely qualified to help you achieve your homeownership dreams. After starting in the customer service department, she worked her way up to leadership positions, and served as a branch manager for 13 years.

Kimberly’s thorough knowledge of the entire home loan process allows her to answer your questions and educate you about the many loan options Wheatland Bank offers you. Her goal is to help you make a confident, informed decision about which type of loan best meets your family’s needs. Thanks to her ability to break down complex financial guidelines and concepts into comprehensible terms, Kimberly puts first-time buyers at ease, guiding them through the transaction to a smooth closing. Whether you’re seeking an FHA, VA, or Jumbo loan, she and her team are dedicated to ensuring you have a positive, low-stress lending experience.
Certified by the Washington State Housing Finance Commission (WSHFC), Kimberly teaches first-time home buyers what they need to know to successfully make their first real estate purchase.

Kimberly is a Spokane native and understands what’s important to local residents. She is an advocate of nonprofits that support the less fortunate in our community. Kimberly and her husband have three daughters, and enjoy participating in all kinds of water sports at the many beautiful lakes in the region.

Connect with Kimberly at our Downtown Spokane Home Loan Center.

Kim worked with my husband and I for almost 2 years, and she didn't waver from working with us even when we made offers on houses and then changed our mind. We finally found the house for us and she was very thorough in explaining every last detail of all the documents we had to sign, etc. We recommend her to other home buyers. She is also a very nice and funny lady! Like her very much.


Kim was very helpful in every step of buying our home! Very knowledgeable and always available for questions and concerns! Also very helpful in guiding us in the right direction financially.


My husband and I have worked with Kim for two home purchases now! She helped guide us as first-time home buyers and made us feel very comfortable and confident in everything that was new to us. Kim is extremely knowledgeable and helped educate us on how to save money on our mortgage and get the most equity out of our home sale. I also loved that our final payment, fees and closing costs came in lower than expected. She is fast and efficient! We would definitely use her time and time again!